How Much Should the Insurance Company Compensate Me for Scars Caused By an Accident in SC?

The answer to this question depends on whether your case falls under South Carolina's civil or workers' compensation system. For example, scarring caused by a car accident or burn that occurred away from work would be compensated differently than an on-the-job injury. Allow me to explain: 

A personal injury case is intended to provide money for every harm you sustain, from medical bills and lost earnings to scarring and mental anguish. Insurance companies will evaluate how much you are likely to receive from a jury, then offer you a settlement in light of the potential verdict. Thus, a scar to a more visible part of your body such as your face or arms will be valued more highly than a scar to the foot. If that seems insensitive, I agree. South Carolina civil law does not set a standard for how much money an innocent person should receive for their scars. Instead, this issue is decided either by negotiations with an insurance carrier or at a jury trial. 

Our state's workers' compensation laws are just the opposite. If you suffer a scar at work, you are capped at 50 weeks of compensation (i.e. two-thirds of your average weekly wage "x" 50) for this aspect of your injury. Therefore, if the weekly check you received while you were out of work was for $400, the most you could receive for scarring would be $20,000. That is not to say you would be prevented from receiving additional money for other injuries, only that South Carolina law caps what you may obtain due to the scar.

In sum, accident victims are likely to receive far greater compensation for scarring in a civil action than a workers' comp claim. And while most scars heal within the first year, some are permanent. It is my sincere hope that you heal and never require money for permanent injury. Nonetheless, much like people who went to medical school to help patients get well, I practice law to help people recover from accidents. Now that you have found my firm, you no longer have to battle the insurance companies by yourself. Call me today for a free consultation at 803-790-2800. My office is in Columbia. My practice is statewide.

Kenneth Berger
Columbia South Carolina attorney dedicated to securing justice by helping the truly injured